Here to make
loans work.

A step in the
right direction.

We are a social enterprise meaning we are all about creating a positive social impact. Our key focus is putting you first, helping you have access to a loan when you need it most. A crucial part of this is guaranteeing that we lend responsibly and making sure we are helping to improve your financial situation, which is where our affordability checks come in. We want to change the negative perceptions of past lenders proving that you, as valued customers, are at the forefront of our operations. To help achieve this mission we aim to ensure that profit is reinvested back into the company, so that we can continue providing you with the most affordable and accessible loans possible. It is important that we are transparent when it comes to our business activities and the social impact that they are having on you as a community, so we promise to always be honest and provide you with accurate information.

An alternative to
lending of the past.

We’re here to keep the kind and giving nature of lending alive whilst focusing on solving the problems that the previous generation of lenders have left behind. The bottom line is though, if you can comfortably afford to repay your loan, then we'll be here to support you.

Why should I get a personal
loan from Familio?

Many young people or first time borrowers would simply ask one of their friends or family for money if they were turned down by their banks. But for many, that simply isn't an option. And that's what we're here for. Not everybody has a big chunk of money they can lend to their friend or family member.

What's more is that your loan will be recorded on your credit file, showing the repayments that you successfully make which can help to build or rebuild your credit record. When each repayment is made on time, we'll write back to all three main UK credit reference agencies. This means you’ll be able to access more financial products in the future.

Your loans are expensive
though, right?

Compared to payday, logbook, or doorstep loans, or even some bank overdrafts - Familio loans are way cheaper. Sure, Familio loans come at a premium that's higher than the headline rates you'll see on your bank's website, but for anyone who needs to borrow and can't turn to their bank for a loan, we believe we're the best option.

Building Familio
together.

For too long now, lending has been indiscriminate. Rather than helping the millions of ordinary people who are excluded by banks, the previous generation of lenders have lent irresponsibly, issued debt at unsustainable levels, and made things a whole lot worse for the very people they set out to help.

We're doing things differently and we want you to be part of our movement too. Our amazing community of borrowers suggest features, test our site, and give us feedback so we can build a product that works and that everyone loves.